About Us
Monarch Health and Life Advisors
Monarch Health and Life Advisors is committed to offering support to individuals, families, and communities in finding and enrolling in cost-effective and high-quality healthcare, enabling them to lead healthier lives. We strive to improve the performance of the health insurance marketplace across Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Minnesota, Missouri, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia and Wisconsin, contributing to positive outcomes for everyone involved.
Our mission is to provide our clients with the most reliable and dependable health insurance plan options that are tailored to meet their specific needs, from infancy to retirement. We are firmly committed to our communities, which is why we offer families and individuals a comprehensive and comprehensive list of options that best support their health and well-being plans.
Our team is always dedicated to answering the question “what health insurance should I get?” We provide our clients with the support they need to make informed decisions by guiding them through the process of how to get health insurance. We provide the highest quality health insurance quotes for Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Minnesota, Missouri, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia and Wisconsin residents, and our experienced agents are always available to clarify any doubts and help make any necessary changes.
At Monarch, we provide a thorough and comprehensive explanation of health plan options and offer educational resources to provide further clarification. Our ultimate goal is to provide the best possible health benefits and affordable plan options that are tailored and customized for each of our clients’ needs. We are committed to ensuring that every individual has access to quality healthcare, backed by our team of dedicated health insurance brokers.
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CUSTOMIZED TO MEET YOUR SPECIFIC NEEDS
Frequently Asked Questions
Open enrollment is a time period when you can sign up for health insurance or change your health plan.
When your life situation changes, for example, you get married or divorced, find out your pregnant, there is a death in the family, or you are no longer employed. You will be able to make changes to your health plan if your situation is listed under the qualifying life events.
A copayment is a flat fee you pay for health care services or prescription drugs- they can apply before and after you meet your deductible
Coinsurance is part of the medical cost you pay after meeting your deductible.
A deductible is the amount of money a policy holder must pay before the insurance company pays its part.